How to get OSHC

To enable you to obtain your student visa, you will need to obtain OSHC cover before applying for your visa. Your university or institution will lodge your OSHC application and your payment to the specific OSHC provider at the time of processing your enrolment. You will then obtain all your membership details during your orientation and enrolment program or when you first arrive in Australia.  

How much does it cost

The cost of OSHC depends on how long you will be studying in Australia. Your university or each provider will be able to provide more information to you regarding costs.  Alternatively, you can visit the individual OSHC website to obtain more information.

You institution may require you to pay the total cost of OSHC which will cover your entire duration in Australia. This can be of benefit to you as you then don’t need to worry about your cover expiring and renewing your cover.

Extending your cover

Usually the provider or your institution will send you reminders to extend your cover however, it will be your responsibility to ensure you are fully covered by OSHC.

Health Benefits are not paid if your OSHC has expired.

What is covered?

OSHC covers most medical expenses and the cost of hospital care which you may need while in Australia. OSHC will also pay for most prescription drugs and emergency ambulance transport. Please carefully check what is covered via your providers website. 

What is not covered?

Dental and optometry costs are usually not included but students may also take out additional cover.

Students are reminded that OSHC does not cover any pre-existing conditions (such as pregnancy or prior illness) and such expenses must be met by the student.

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